The Euro is Coming: How Outdated Software Could Cost Your Business Everything

Introduction

The introduction of the euro in Bulgaria in 2026 is not just a financial event — it comes with new technical and legal requirements for websites, ERP systems, and online stores. However, the problem runs much deeper: many of the current technologies are outdated and difficult to adapt.

Observations from Practice

These conclusions are not just theory or statistics — this is the reality we see every day among the clients of our coworking space in Varna. We work with entrepreneurs and small businesses from various sectors who share the same challenges: old websites without mobile optimization, unsupported ERP systems, lack of readiness for the euro changeover, and shortage of suitable IT partners. These are problems that already have a direct impact on their turnover and competitiveness, and the time to act is quickly running out.

The Main Problem

A large percentage of websites and software solutions in Bulgaria were developed by freelancers or small companies that are no longer active or lack the capacity for support. According to VarnaE, small businesses are far from ready for the euro transition, with adaptation requiring significant time — at least six months for systems, receipts, and software.

The Consequences

Delay or blockage of online sales — competitors modernize, while the lack of mobile and technical optimization can push you out of the market.
Risk of fines after October 8, 2025 — in the case of a repeat violation after an official prescription, the fine is inevitable.
Loss of clients due to lack of integrations and speed — in the digital environment, this is equivalent to a dark garage compared to a shop on the main street.

Current Data

Around 66% of businesses in Bulgaria already use the euro in transactions with clients and partners.
Meanwhile, 50% of small companies admit they are not ready for the euro transition and need more time to adapt.

Possible Solutions

Audit of existing systems — choose reliable partners with experience and a proven track record.
Alternative platforms with euro support — if they meet your requirements, this can be an effective option.
IT cooperatives between companies — a possible solution, but with increased risk in case of instability in the group.
Government or industry support — useful, but avoid partners who depend solely on subsidies; for example, of the companies that emerged during the “10,000 leva for a website” program, only about 10% remain active today.

Conclusion

Updating or replacing software is not just a technical task — it is a strategic decision that will shape the development of your business for at least the next 7–10 years. Without a clear vision, the investment can be illusory — you may think you are building the future, but in reality, you are sabotaging your own potential.

Recipe for success:

Audit → planning → functions → scale → quality partner.

Look for a company with an office, a team, at least 10 years of experience, active presence on social media, and — most importantly — call at least two of their clients.

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